Welcome to Beginning of the Cashless Society

Guhemba is the Begining of the Cashless Society

Embrace a world where transactions are effortless, secure, and instantaneous with Guhemba. As a trailblazer in the African fintech space, Guhemba is redefining how individuals and businesses handle money. Say goodbye to the hassle of physical cash and hello to a world of digital convenience. Join us on our mission to forge the path toward a cashless society where every transaction is just a tap away.

Guhemba is a Pan-Africa full-featured payment and money transfer solution designed for merchant-pay and personal transfers, including numerous other advanced ‘fintech’ add-on merchant finance and business features. Guhemba is proudly a Rwandan software product and is currently real-world-testing in Kigali with outstanding results.

Our goal is to lead the way into the Cashless Society.

FULL LAUNCH FEATURES

Unified Wallet System

Simplify your financial life with Guhemba's Unified Wallet System. Guhemba's platform revolutionizes how you manage your electronic money by providing personal and merchant wallets through a single login. This allows Guhemba to customize the different requirements of individuals for money transfer and payment, as well as the extra needs and requirements of businesses to manage their merchant pay and run their enterprises efficiently.

One Scan Merchant Pay

Our One Scan Merchant Pay feature allows customers to securely make payments with a simple scan, eliminating complicated payment processing and long delays to pay, streamlining the purchase process, and improving the customer experience.

Restaurant Add-On Service + Anti-Fraud Reporting

Elevate the dining experience with Guhemba's Restaurant Add-On Service. Restaurants can seamlessly integrate payments and ordering with the Guhemba companion mPOS order management app, while patrons enjoy the simplicity of our One Scan Merchant Pay and order tracking right in the Guhemba App. Coupled with our live online menu, order and item tracking, and anti-fraud reporting, we ensure each transaction is as safe as it is smooth, giving both owners and customers peace of mind.

Rewards And Loyalty Programs

Guhemba offers merchants Rewards Solutions for their customers, including loyalty points, coupon vouchers, and membership discounts. Our Rewards Solution incentivizes continued use, keeping customers engaged and businesses thriving. Guhemba supports merchants by providing a built-in program that allows customers to collect points as they spend money at participating locations, including restaurants and cafes. These points can be redeemed for free food and drinks, making it an attractive incentive for customers to try out a new location and keep coming back for more. Coupons and Vouchers are a huge incentive for customers to visit and keep coming back to any business. This feature alone is why merchants want to use Guhemba!

E-Commerce API Support

Guhemba makes 3rd party e-commerce integration seamless. With Guhemba, online merchants can easily accept payments, providing a smooth transaction process for both the business and the consumer. Guhemba offers an innovative web element that can be scanned by the secure Guhemba mobile app for any payment. The Guhemba web element also supports one-off payments by Credit Card or Mobile Money, ensuring a hassle-free payment process. And the best part is that Guhemba processes it all protecting the user's personal and payment information.

eShop Easy Online Store and Checkout

Guhemba eShop feature supports merchants with easy setup online shopping, making e-commerce seamless. With Guhemba, online merchants can easily accept payments, providing a smooth transaction process for both the business and the consumer, offering our innovative web element that can be scanned by the secure Guhemba mobile app for any payment or supports one-off payments by Credit Card or Mobile Money, ensuring a hassle-free payment process. This Guhemba add-on is a no-code solution for merchants that need to sell goods and services but can’t or dont want to build up their own e-commerce site.

Guhemba Invoicing

Sending an official and professional quote or invoice is a crucial aspect of conducting business for most service providers and merchants. Guhemba Invoicing has simplified this process, and customers can pay immediately. On-site merchants can draft an invoice and send it via email or phone SMS, and the customer can make an electronic payment within minutes! Merchants can efficiently manage their invoices using the Guhemba platform, which ensures prompt payments and organized financial records.

Person To Person Transfers

Users can with ease transfer money with their friends and family. Anyone with the Guhemba app can transfer money device-to-device or transfer money via contacts, phone number, email, Murugo @Name.

Banking Support

Bridge the gap between digital and traditional banking with Guhemba. Our platform supports connections with multiple banks, providing a cohesive view of your financial landscape. (feature launch in 2024)

Personal Information And Credit Card Privacy

Users can securely save their credit cards and personal payment information in Guhemba; no merchants will ever have access to that data or personal information. Share only what you need to share.

Personal Information And Credit Cards

Users can securely save their credit cards in Guhemba and no merchants will ever have access to credit card data or personal information.

Personal Information and Fraud Protection

Your data is our priority. Guhemba safeguards personal information with robust fraud protection measures, maintaining the integrity and security of every user's financial data.

Merchant Reporting

Unlock efficiency and harmony in your business operations with Guhemba's Merchant Reporting. Designed to alleviate stress and minimize conflict, our reporting tools offer staff, managers, and owners a transparent view into the daily workings of their enterprise. For restaurants, real-time insights into inventory, orders, and staff performance, Guhemba empowers restaurants and merchants to make informed decisions. Elevate your business oversight with reports that help streamline your operations and foster a trustworthy and accountable workplace.

Powering Forward to Lead into the #CashlessAfrica

GUHEMBA: Championing Rwanda's Cashless Vision Pioneering the #CashlessRwanda Movement

Rwanda is poised to set a Pan-Africa standard in the digital economy, and GUHEMBA is at the forefront of this transformative journey. As a feature-rich fintech super-app, GUHEMBA is committed to innovating the way businesses and individuals engage with financial services.

Our platform is more than just a tool for merchant transactions and personal money transfers; it's a robust ecosystem designed to support a wide array of advanced features that cater to the diverse needs of a growing, dynamic economy. Guhemba heralds the inception of a Cashless Society, encapsulating a vision brimming with endless potential for service and feature expansions in an open market ripe for growth.

Rwanda’s goal is to become #CashlessRwanda, and we wish to follow their lead launching in Kigali, but also strive further to support #CashlessAfrica.

Guhemba is part of the Murugo Cloud ecosystem.
Guhemba Ltd. is a registered Rwandan company and part of the Rwanda Build Program.

Guhemba Service and App Privacy & TOS Policies